Megan Duncanson (6)

Rates & Insurance

Rates
I accept most major insurances, so the insurance company dictates the fee.
However, my full fee, without insurance, is $135.00 per 55-minute session (or in some cases, 45 minutes). I can offer a sliding scale fee, if needed, if you are not using insurance.
 
Insurance
 
I am in-network with Horizon BCBS (and various affiliated plans: Blue Cross / Blue Shield / Blue Card / Empire BCBS, Anthem), Aetna, Cigna/Evernorth, United/Oxford/Optum/UMR, Amerihealth, Oscar, and Medicare. 
I am not in-network with any EAP plans, and I am not taking Medicare Advantage plans.
 
You are responsible for knowing your benefits. Plus, if any errors occur with processing claims, you are responsible for sorting this out with your insurance company. I encourage you to find out your mental health benefits, to include:
 
  • If you are in-network, your in-network deductible for mental/behavioral health (if applictable), and the amount of co-pay or co-insurance upon reaching the deductible.
  • If you are out-of-network and have out-of-network benefits: your out-of-network deductible for mental/behavioral and the percentage at which you will be reimbursed upon reaching this deductible
 
Payment
Typically when we first start, after we discuss, I will have you enter your credit/debit/HSA card information into Simple Practice. Then, I will charge you each week. However, if another arrangement is better for you, I am open to that. 
 
 
Contacting me:
Please email me (stephanieLwarm@gmail.com) or call me (201-919-5596). 
 
 
 

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